SolidCore Payments

Get the free statement analysis that shows you exactly what taking cards is costing your business.

Upload one month's processing statement. We'll break down every fee in plain English and send you a side-by-side — what you pay now, what you'd pay on pass-through pricing, and the difference in dollars.

Upload My Statement — Free

100% free. No spam. No obligation. Your statement stays confidential, and we never sell your information.

Card terminal beside a merchant processing statement and calculator

Every time you check your account, there's another fee you can't explain.

The rate you signed up for isn't the rate you're paying. Fees creep in a little at a time — a new charge here, a higher one there — and the statement is written in a language nobody has time to learn.

Meanwhile, you're paying extra on every rewards card a customer hands you — and most owners don't find out how much until somebody shows them their own numbers.

What you get

  • Your true effective rate — computed from your statement, not estimated.

  • Every fee named and priced — volume, interchange, card-brand fees, transaction fees, monthly fees. Nothing hides in a lump sum.

  • A pass-through quote — the card networks' costs passed through at cost, one clear margin on top, one monthly fee. That's the whole pricing model.

  • Your savings number in dollars — per month and per year. No percentages-only games.

How it works

  1. 1

    Upload your statement.

    One full month, PDF or a clear photo. Any major processor works. Black out anything you're uncomfortable sharing — we only need the fee pages.

  2. 2

    We break it down.

    Every line mapped to what it's actually costing you.

  3. 3

    You get the side-by-side.

    A one-page Current / Proposed / Savings proposal. Keep it, shop it, or ask us to set it up. It's yours either way.

Recent analyses for veterinary practices:

  • Multi-location practice

    $443.81/mo saved

    (9.61%)

    — verified across two months of statements

  • Single-location practice

    $253.52/mo saved

    (9.43%)

  • Smaller practice

    $104.11/mo saved

    (9.10%)

Most practices we analyze are paying 9–10% more than they need to. Find out if you're one of them — free.

Who's behind this

Karl Kinch, SolidCore Payments, Cedar Rapids, Iowa. 40 years in sales, 20+ years in credit card processing. When your analysis comes back, it comes from a person who has read thousands of these statements — not a call center.

Upload My Statement — Free

100% free. No spam. No obligation. Your statement stays confidential, and we never sell your information.

We'll email your analysis within 2 business days. No obligation, and if we can't save you money, we'll tell you that straight.

See our Privacy notice.

Questions

What statements do you accept?

Any U.S. merchant processing statement. If yours is an unusual format, we'll tell you honestly whether we can read it.

What if you can't save me money?

Then we'll say so. Not every statement has room in it, and we'd rather tell you that than invent savings that aren't there.

Is this really free? What's the catch?

No catch. The analysis costs you nothing and obligates you to nothing. We do it because a clear side-by-side is the fastest way to show what pass-through pricing does — and because some of you will switch, which is how we get paid.

Who sees my statement?

Only the person running your analysis. It's never shared, published, or sold.

Do you need my whole statement?

One full month is enough. The fee pages are what matter; you're welcome to black out anything else.